SMART E-Loans

A Smart-E Loan offers no money down, low-interest financing with flexible terms to help you upgrade your home’s energy performance – and save money! Over 40 home improvement projects that reduce energy use and lower utility bill costs may qualify. Rates can be as low as 4.49%.

Borrow Up to $15,000 at a 0.99% APR for 

Eligible Energy-Efficient Heating Equipment

Financing can help you pay for new heating and cooling equipment with manageable monthly payments. Apply online and get approved in minutes.

Mitsubishi Electric and Synchrony Bank have partnered with New England Total Energy to offer special financing for Heating and Air Conditioning Equipment Installations. Apply online below for promotional rates.